Christian Penner PA, CMA

President | CEO | Mortgage Broker

Cell: 561-373-0987

NMLS: #368289

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Follow Up Meeting

If we have already spoken please schedule here for a follow up conversion.

Home Buying Consultation

Follow Up
Strategy Session Call

If we have already spoken please schedule here for a follow up conversion.

Refinance Strategy Session

See how much money you could save by refinancing your current mortgage.

Mortgage Loan Originator Strategy Call

Learn about business growth & marketing strategies that will set you up to have more freedom in your business.

Borrower Group

Schedule Consultation

During your personalized appointment, we'll take the time to understand your financial situation, answer all your questions, and provide valuable insights to help you make informed decisions. Our goal is to ensure you have a clear understanding of all the options available, empowering you to choose the best path towards achieving your financial dreams.

Home Buyer Consultation

During your consultation, our seasoned mortgage advisors will take the time to understand your financial situation, answer all your questions, and provide valuable insights to help you make informed decisions. We have the expertise to find the best mortgage solution for you.

Refinance Strategy Consultation

During your personalized consultation, our seasoned advisors will assess your unique needs and goals. Whether you want to lower your interest rate, tap into your home's equity for important expenses, or consolidate debts, we have the expertise to craft a refinancing plan that aligns perfectly with your objectives.

Follow up Meeting

Your financial goals are within reach, and we're here to ensure you stay on the path to success. Whether you've had a previous call with us about a Mortgage Refinance Strategy or a Homebuyer Consultation, it's time to take the next important step.

Quarterly Review

During the appointment, we'll discuss any changes in their financial goals, explore refinancing opportunities, or evaluate options to pay off your debt and/or your

mortgage faster. Our personalized approach ensures that every client receives tailored advice that aligns with their unique needs and objectives.

HomeBot

During this exclusive appointment, our team will walk you through Homebot's impressive features and benefits. Discover how Homebot can help you build wealth, make informed decisions, and take advantage of opportunities like never before.

Realtor Group

Realtor Strategy Meeting

During this exclusive appointment, our team of mortgage and industry experts will walk you through the extensive range of programs and tools available through our partnership. From cutting-edge mortgage products to marketing support, we have tailored solutions to meet your unique needs and help you stand out in a competitive market.

Realtor HomeBot Strategy consultation

During this exclusive appointment, our team of experts will walk you through the countless advantages of leveraging Homebot in your business. From empowering your buyers with detailed financial scenarios to helping sellers understand their home's true value, Homebot revolutionizes the way you connect with clients and nurtures lasting relationships.

Realtor Follow Up Meeting

We believe in empowering our Realtors for unmatched success. Our follow-up call is your chance to dive deeper into the benefits and potential of incorporating America's Mortgage Solutions into your business.

Business Group

Mortgage Broker Strategy Session

During this personalized call, we'll delve into the specifics of our company culture, the resources and support we provide, and how your skills can flourish within our team. We're not just offering a job; we're inviting you to join a dynamic and growth-oriented environment that fosters professional development and success.

Business Consultation

During this exclusive appointment, we'll dive deep into your business goals, challenges, and
aspirations. We'll analyze your current strategies and explore innovative approaches to help you stand out in the market. Whether you're seeking to expand your client base, streamline processes, or increase loan volume, we have the expertise to guide you every step of the way.

Luxury Sales and Epic Financing Consultation

During this exclusive appointment, we'll delve into the world of luxury real estate, exploring market trends and consumer preferences. You'll gain invaluable insights into the unique needs of high-net-worth clients and learn how to deliver a personalized and exceptional experience.

Commercial Financing Options for Owner Occupied Properties from $50k - $500M
New Construction Owner-Occupied & Investor Loans
SBA Loans for New Construction, Acquisition, or Refinancing for New Start-Ups and/or Existing Businesses
Spec Homes | Commercial Buildings | Apartment Complex’s & Mixed-Use Projects
Business Purpose Loans for A/R Inventory, or Cash Flow
Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV

Christian Penner PA, CMA | President | Mortgage Broker Owner America's Mortgage Solutions, Inc I NMLS# 2009420 | 561.316.6800

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We Specialize in All Types of Mortgage Loans and Real Estate Deals

Residential Financing Options:

VA | FHA | USDA | Fannie/Freddie Conventional Loans | Reverse Mortgages | Jumbo Reverse Mortgages | Self-Employed Loans | Bank Statement Loans | No Ratio | No Income Primary Residence Loans | Investor DSCR Loans | Bridge Loans | Private & Hard Money Loans | Fix & Flip or Fix & Rent Loans | Condo New Construction and/or Existing Condo Loans | Condotel Loans for 2nd Home or Investment | Jumbo & Super Jumbo Loans to $50M+

Temporary Interest Rate Buy-Downs:

Fixed Rate Conventional | FHA | VA Loans - 3/2/1, 2/1, or 1/10

Luxury Sales & Epic Loan Options:

Residential & Commercial Real Estate Developments | Yachts | Aircraft | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Real Estate Closings | Residential & Commercial Insurance

Commercial Financing Options:

Commercial Loans for Owner-Occupied Properties from $50K to $500M | Surity Bond Loans for New | Construction Projects | New Construction Owner-Occupied & Investors Loans for Individual Single Family

Developer or Builder Spec Home Loans | SBA loans for Start-ups & Existing Businesses | New Construction Acquisition Loans | Bridge Loans | Business Purpose Loans for A/R, Inventory or Cash Flow Loan | Ground-Up New Construction | Commercial RE with LTV up to 100%

We are your One-Stop Brokerage for all your Personal Residential Mortgage Financing | Commercial Real Estate Mortgage Financing | Commercial Real Estate Developments | Yachts | Aircraft | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Homeowners Insurance | Real Estate Closings | Business Purpose Personal and Commercial needs.

Interest Rate Trends: AMS.Money/RateRanges

Keep in mind that our rates are approximately 0.25% better than the average. This is because we shop from more than 250 residential and over 10,000 commercial banks, lenders, and mortgage companies. This enables us to offer you amazingly low rates and the most extensive product line in the country

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Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market, a mortgage loan is more than ever a financial instrument that must be tied into your long and short-term personal financial plan. This will allow you to create a debt strategy that will help you to build long-term wealth for you and your family.

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Specializing in All Types of Loans

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Residential Financing Options

Most all loan options are available in just about every state in the country : VA | FHA | USDA | Fannie/Freddie Conventional Loans |Reverse Mortgages | Jumbo Reverse Mortgages | Self Employed Loans | Bank Statement Loans | Investor DSCR Loans | Private Hard Money Loans | Fix & Flip Loans | Bridge Loans | No Ratio | No Income Primary Residence Loans | Jumbo & Super Jumbo loans to $50M.

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Temporary Interest Rate Buy-downs

on a fixed-rate conventional | FHA | VA loans: 3-2-1, 2/1 or 1/0.

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Luxury Sales & Epic Loan Options

We work with all types of Real Estate Sales & Financing options for Residential & Commercial Real Estate | Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Real Estate Closings | Residential & Commercial Insurance.

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Commercial Financing Options

Our commercial division and can do business in any state in the country for all types of Commercial Loans for owner occupied properties or for business purposes from $50k to $500M | bridge loans | new construction loans for both owner occupied & for investors for individual single family Developer or Builder Spec Homes Loans | Townhomes | Condos | Real Estate Projects for Single Family Home Communities | Townhome Communities | Ground up new construction condominium buildings | Commercial Buildings | Apartment Complex’s | Mixed-Use Projects | SBA loans for new businesses | new construction | acquisition | Refinancing an exciting Loan | business purpose loans for A/R | inventory or cash flow | Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV

We are your One-Stop Brokerage for all your Personal Residential Mortgage Financing & Sales | Commercial Real Estate Mortgage Financing & Sales | Commercial Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Homeowners insurance | Business Purpose personal and commercial needs

Keep in mind we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!

If you have any questions or if you have friends, family or clients, that are buying a home & need a mortgage or want to chat about a scenario just contact us right away:

🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.

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