Christian Penner PA, CMA
America's Mortgage Solutions
Cell: 561-373-0987 | Direct: 561-316-7544
Office/SMS: 561-316-6800
NMLS: #368289 | NMLS#2009420
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President | CEO | Residential & Commercial 🏡🏢 Mortgage Broker & REALTOR® | Equity Partner Dockside Builders ⚓ | TV Host 📺 | Mortgage & Real Estate Industry Leader ⭐ | Real Estate Expert 🧠 | Innovator 💡 | Influencer 📣 | Coach 🧑🏫 | Sales & Financing on Residential Properties & Investments 🏘 | Commercial Real Estate & Developments 🏗 | Certified Mortgage Advisor ✅ | Purchase/Refinance/Cash Out Loans 💰 Fannie/Freddie 🏛 Conventional Loans | VA 🎖 | FHA 🏠 | USDA 🌾 | Reverse Mortgages 🔄 | Jumbo Reverse Mortgages 💼 | Self Employed Loans 👨💼 | Bank Statement Loans 🧾 | Investor DSCR Loans 📊 | Private Hard Money Loans 🔐 | Cross Collateralized Loans ➕ | Blank Mortgages 📝 | Fix & Flip Loans 🛠 | No Ratio & No Income Primary Residence Loans 🚫📉 | Jumbo & Super Jumbo Loans to $50M 💸 | Yacht Loans ⛵ | Aircraft Loans ✈️ | RV Loans 🚐 | Collector & Exotic Cars Loans 🚘 | Roof & Solar Financing ☀️🏠
🏡🏘️💰We Specialize in All Types of Mortgage Loans and Real Estate Deals since 1997!🏦📈
We're excited to have an exceptional Mortgage Team of Professionals who share our vision. ✨ We focus on making your mortgage a key part of your overall financial planning strategy. 🏠💼Our mission is to tailor a financing package that aligns with your long-term and short-term financial and investment goals and your payment and equity objectives. 📈💰 By doing so, we aim to minimize your tax liability and maximize your cash flow. 💸 In today's market, a mortgage loan is more than ever a crucial financial instrument that should be part of your financial plan. 📊 This strategy allows us to create a debt management plan that helps build long-term wealth for you and your family. 👨👩👧👦 💵 Let's work together to secure your financial future! 🚀
🌎 Your One-Stop Brokerage for Epic Tailored Financing Solutions & Real Estate Acquisition & Sales 🏡🏘️
💰 Residential Mortgage Financing 🏡💰 | Commercial Real Estate Mortgage Financing 🏢💼 | Real Estate Acquisitions & Sales 🔑🏘️ | Commercial Real Estate Developments 🏗️📈 | Yachts 🛥️ | Aircraft ✈️ | RVs 🚐 | Collector & Exotic Cars 🚗 | Roof & Solar Financing Packages 🏡☀️ | Homeowners & Commercial Insurance 🏠🏢 | Real Estate Closings 📜 | Business Purpose Personal & Commercial Needs 💼💳 | Medical & Dental Office Financing up to $20M 🏥💉 | Private Aircraft Fractional Aircraft Ownership 🚀🛩️ | Equipment Leasing 🔧🏭 | Healthcare Equipment | Pharma & Biotech Needs 💊🏭 | Office Buildouts 🏗️📦 | Manufacturing & Distribution 🏭📦 | Sale-Leasebacks 💰📊 | Yacht Lending Programs ⚓🚤 | DocksideBuilders.com 🌊🏗️: Seawalls | Docks | Lifts 🚤🔼 | Heavy-Duty Grapple Trucks for Disaster Cleanup 🚛🌪️⚡ | Storm Damage | Fallen Debris Removal 🏚️🌲💨 | Rapid Response Cleanup 🚨
Helping You Achieve the American Dream of Home Ownership! 🏡
🏡🏘️ AMS Mortgage Solutions & The Christian Penner Network Helpful Resources 🏦📈🔍
Comprehensive Services for All Your Real Estate, Financing & Disaster Recovery Needs! Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹, or BUILD your DREAM HOME 🏗️ or OFFICE 🏢, we’ve got you covered! From residential properties 🏘️ to commercial real estate & development 🏗️🏬, we provide expert solutions tailored to your needs. Enhance your waterfront property with custom docks 🌊, seawalls 🏗️, and boat lifts ⛵🔼. Need disaster cleanup? Our heavy-duty grapple trucks 🚛💥🛠️ are ready for storm damage 🌪️⚡🔥, fallen debris removal 🏚️🌲💨, and rapid response cleanup 💪🚜⏳. We also specialize in luxury financing for yachts 🛥️, aircraft ✈️, RVs 🚐, and exotic cars 🚗. Looking for insurance & financial solutions? We offer homeowners & commercial insurance, life insurance, estate planning, and access to top real estate attorneys, CPAs, and financial advisors 📊. Call us TODAY 📞—our team of experts is ready to help you make CONFIDENT decisions 👥💼, no matter your NEED 🎯 or GOAL 🏆!
Let's Connect On Social Media:
Personal Profiles:
America's Mortgage Solutions:
Follow Up Meeting
If we have already spoken please schedule here for a follow up conversion.
Home Buying Consultation
Follow Up
Strategy Session Call
If we have already spoken please schedule here for a follow up conversion.
Refinance Strategy Session
See how much money you could save by refinancing your current mortgage.
Mortgage Loan Originator Strategy Call
Learn about business growth & marketing strategies that will set you up to have more freedom in your business.
Borrower Group
Schedule Consultation
During your personalized appointment, we'll take the time to understand your financial situation, answer all your questions, and provide valuable insights to help you make informed decisions. Our goal is to ensure you have a clear understanding of all the options available, empowering you to choose the best path towards achieving your financial dreams.
Home Buyer Consultation
During your consultation, our seasoned mortgage advisors will take the time to understand your financial situation, answer all your questions, and provide valuable insights to help you make informed decisions. We have the expertise to find the best mortgage solution for you.
Refinance Strategy Consultation
During your personalized consultation, our seasoned advisors will assess your unique needs and goals. Whether you want to lower your interest rate, tap into your home's equity for important expenses, or consolidate debts, we have the expertise to craft a refinancing plan that aligns perfectly with your objectives.
Follow up Meeting
Your financial goals are within reach, and we're here to ensure you stay on the path to success. Whether you've had a previous call with us about a Mortgage Refinance Strategy or a Homebuyer Consultation, it's time to take the next important step.
Quarterly Review
During the appointment, we'll discuss any changes in their financial goals, explore refinancing opportunities, or evaluate options to pay off your debt and/or your
mortgage faster. Our personalized approach ensures that every client receives tailored advice that aligns with their unique needs and objectives.
HomeBot
During this exclusive appointment, our team will walk you through Homebot's impressive features and benefits. Discover how Homebot can help you build wealth, make informed decisions, and take advantage of opportunities like never before.
Realtor Group
Realtor Strategy Meeting
During this exclusive appointment, our team of mortgage and industry experts will walk you through the extensive range of programs and tools available through our partnership. From cutting-edge mortgage products to marketing support, we have tailored solutions to meet your unique needs and help you stand out in a competitive market.
Realtor HomeBot Strategy consultation
During this exclusive appointment, our team of experts will walk you through the countless advantages of leveraging Homebot in your business. From empowering your buyers with detailed financial scenarios to helping sellers understand their home's true value, Homebot revolutionizes the way you connect with clients and nurtures lasting relationships.
Realtor Follow Up Meeting
We believe in empowering our Realtors for unmatched success. Our follow-up call is your chance to dive deeper into the benefits and potential of incorporating America's Mortgage Solutions into your business.
Business Group
Mortgage Broker Strategy Session
During this personalized call, we'll delve into the specifics of our company culture, the resources and support we provide, and how your skills can flourish within our team. We're not just offering a job; we're inviting you to join a dynamic and growth-oriented environment that fosters professional development and success.
Business Consultation
During this exclusive appointment, we'll dive deep into your business goals, challenges, and
aspirations. We'll analyze your current strategies and explore innovative approaches to help you stand out in the market. Whether you're seeking to expand your client base, streamline processes, or increase loan volume, we have the expertise to guide you every step of the way.
Luxury Sales and Epic Financing Consultation
During this exclusive appointment, we'll delve into the world of luxury real estate, exploring market trends and consumer preferences. You'll gain invaluable insights into the unique needs of high-net-worth clients and learn how to deliver a personalized and exceptional experience.
Commercial Financing Options for Owner Occupied Properties from $50k - $500M
New Construction Owner-Occupied & Investor Loans
SBA Loans for New Construction, Acquisition, or Refinancing for New Start-Ups and/or Existing Businesses
Spec Homes | Commercial Buildings | Apartment Complex’s & Mixed-Use Projects
Business Purpose Loans for A/R Inventory, or Cash Flow
Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV
Christian Penner PA, CMA | President | Mortgage Broker Owner America's Mortgage Solutions, Inc I NMLS# 2009420 | 561.316.6800
🏡 Mortgage, Business & Real Estate Solutions 📊
🌐 Christian Penner's LinkTree: https://AMS.Money/CPLinkTree
🌟 Christian Penner Personal Site: https://AMS.Money/ChristianPenner
🏦 America’s Mortgage Solutions: https://AMS.Money/Mortgage
📉 Rate Ranges & Trends: https://AMS.Money/RateRanges
💰 Loan Products & Mortgage Options: https://AMS.Money/LoanProducts
📚 Helpful Resources & Websites: https://AMS.Money/Resources&Websites
⚖️ Service Level Agreement (SLA): https://AMS.Money/SLA
💼 Business Financial Services: https://AMS.Money/BFS
🏘️ Real Estate Solutions & Services: https://AMS.Money/RealEstate
📊 HomeBot Home Valuation & Market Insights 🏡
🏡 Check Your Home Value: https://AMS.Money/CheckYourHomeValue
📈 HomeBot – Market & Equity Insights: https://AMS.Money/HomeBot
📈 HomeBot Real Estate Data: https://AMS.Money/HBRE
🏠 HomeBot Dashboard: https://AMS.Money/HomeBot
🔎 Search Homes on HomeBot: https://AMS.Money/SearchHomesOnHomeBot
📲 HomeBot App: https://AMS.Money/HomeBotApp
📱 HomeBot iPhone App: https://AMS.Money/HomeBotPhoneApp
📲HomeBot Android App: https://AMS.Money/HomeBotGooglePlay
🎥 KCM Video Blog – Market Updates: https://AMS.Money/KCMVideoBlog
📰 KCM Blog – Real Estate News & Trends: https://AMS.Money/KCMBlog
🚛🌊 Dockside Builders – Rapid & Reliable Cleanup 🌪️⚡
🏠 Dockside Builders Website: https://AMS.Money/DocksideBuilders
🛠️ Disaster Cleanup Info: https://AMS.Money/Strom&DisasterCleanUp
⭐ Reviews
AMS Google Review: https://AMS.Money/AMSGoogleReview
CP Google Review: https://AMS.Money/CPGoogleReview
📝 Legal & Compliance
🔒 Privacy Policy: https://AMS.Money/Privacy_Policy
📜 Policy & Disclosures: https://AMS.Money/Privacy-Policy-Disclosures
📅 Calendars & Scheduling
Call me at 561-316-7544 or book a spot: https://AMS.Money/Calendar
We Specialize in All Types of Mortgage Loans and Real Estate Deals
🏡 Residential Financing Options: VA | FHA | USDA | Fannie/Freddie Conventional Loans 🏦 | Reverse Mortgages 🔄💰 | Jumbo Reverse Mortgages 💎🏡 | Self-Employed Loans 💼📑 | Bank Statement Loans 🏦📝 | No Ratio | No Income Primary Residence Loans 🏠📉 Investor DSCR Loans 🏘️💰 | Bridge Loans 🌉💵 | Private & Hard Money Loans 💳🏗️ | Fix & Flip or Fix & Rent Loans 🔨🏠 | Condo New Construction and/or Existing Condo Loans 🏢🔑 | Condotel Loans for 2nd Home or Investment 🌴🏖️ | Jumbo & Super Jumbo Loans to $50M+ 💰💎
📊 Interest Rate Trends: AMS.Money/RateRanges
Keep in mind that our rates are approximately 0.25% better than the average 📉. This is because we shop from more than 250 residential lenders 🏡 and over 10,000 commercial banks, lenders, and mortgage companies 🏢💼. This enables us to offer you amazingly low rates 💰 and the most extensive product line in the country 🌎.
🏢 Commercial Financing Options:
Commercial Loans for Owner-Occupied Properties from $50K to $500M 🏢💼 | Surety Bond Loans for New Construction Projects 🏗️📜 | Workforce Housing 🏘️🏠 | New Construction Owner-Occupied & Investors Loans for Individual Single-Family Homes 🏡📈 | Developer or Builder Spec Home Loans 🚧🔑 | SBA Loans for Start-ups & Existing Businesses 📈🏦 | New Construction Acquisition Loans 🏗️💰 | Bridge Loans 🌉💵 | Business Purpose Loans for A/R, Inventory or Cash Flow Loan 💳📊 | Ground-Up New Construction 🚀🏗️ | Commercial RE with LTV up to 100% 📍🏢
🌎 One-Stop Brokerage for Epic Tailored Financing Solutions &
Real Estate Acquisition & Sales:
Residential Mortgage Financing 🏡💰 | Commercial Real Estate Mortgage Financing 🏢💼 | Real Estate Acquisitions & Sales 🔑🏘️ | Commercial Real Estate Developments 🏗️📈 | 🛥️ Yacht Lending Programs ⚓🚤 | ✈️Private Aircraft Fractional Aircraft Ownership 🚀🛩️ | RVs 🚐 | Collector & Exotic Cars 🚗 | Roof & Solar Financing Packages 🏡☀️ | Homeowners & Commercial Insurance 🏠🏢 | Real Estate Closings 📜 | Business Purpose Personal & Commercial Needs 💼💳 | Medical & Dental Office Financing up to $20M 🏥💉 | | Equipment Leasing 🔧🏭 | Healthcare Equipment | Pharma & Biotech Needs 💊🏭 | Office Buildouts 🏗️📦 | Manufacturing & Distribution 🏭📦 | Sale-Leasebacks 💰📊 DocksideBuilders.com 🌊🏗️: Seawalls | Docks | Lifts 🚤🔼 | Heavy-Duty Grapple Trucks for Disaster Cleanup 🚛🌪️⚡ | Storm Damage | Fallen Debris Removal 🏚️🌲💨 | Rapid Response Cleanup 🚨
Helping You Achieve the American Dream of Home Ownership! 🏡
If you hear someone talking about buying a home or refinancing, please make a quick email or text introduction 📧📲 to us. Your referrals are the foundation of our business, and we truly appreciate them! 🔥 PLEASE DON’T KEEP US A SECRET! 🔥 We LOVE working with referrals and look forward to helping more people achieve their homeownership goals. Wishing you an amazing year ahead! 🎉🏡
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Our goal for you is to help you to minimize your tax liability and maximize your cash flow. In today's market, a mortgage loan is more than ever a financial instrument that must be tied into your long and short-term personal financial plan. This will allow you to create a debt strategy that will help you to build long-term wealth for you and your family.
Check Our Reviews
Specializing in All Types of Loans
Residential Financing Options
Most all loan options are available in just about every state in the country : VA | FHA | USDA | Fannie/Freddie Conventional Loans |Reverse Mortgages | Jumbo Reverse Mortgages | Self Employed Loans | Bank Statement Loans | Investor DSCR Loans | Private Hard Money Loans | Fix & Flip Loans | Bridge Loans | No Ratio | No Income Primary Residence Loans | Jumbo & Super Jumbo loans to $50M.
Temporary Interest Rate Buy-downs
on a fixed-rate conventional | FHA | VA loans: 3-2-1, 2/1 or 1/0.
Luxury Sales & Epic Loan Options
We work with all types of Real Estate Sales & Financing options for Residential & Commercial Real Estate | Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Real Estate Closings | Residential & Commercial Insurance.
Commercial Financing Options
Our commercial division and can do business in any state in the country for all types of Commercial Loans for owner occupied properties or for business purposes from $50k to $500M | bridge loans | new construction loans for both owner occupied & for investors for individual single family Developer or Builder Spec Homes Loans | Townhomes | Condos | Real Estate Projects for Single Family Home Communities | Townhome Communities | Ground up new construction condominium buildings | Commercial Buildings | Apartment Complex’s | Mixed-Use Projects | SBA loans for new businesses | new construction | acquisition | Refinancing an exciting Loan | business purpose loans for A/R | inventory or cash flow | Doctor Loans for Business Acquisition & Commercial Real Estate with LTV's as high as 100% LTV
We are your One-Stop Brokerage for all your Personal Residential Mortgage Financing & Sales | Commercial Real Estate Mortgage Financing & Sales | Commercial Real Estate Developments | Yachts | Aircrafts | RVs | Collector & Exotic Cars | Roof & Solar Financing Packages | Homeowners insurance | Business Purpose personal and commercial needs
Keep in mind we shop more than 250 residential and over 10K Commercial banks, lenders & mortgage companies to give you amazingly low rates and the largest product line in the country!
If you have any questions or if you have friends, family or clients, that are buying a home & need a mortgage or want to chat about a scenario just contact us right away:
🔍 Whether you’re looking for financing 💰 or to BUY 🏡, SELL 🔄, LEASE 📝, INVEST 💹 or BUILD YOUR DREAM HOME 🏗️ or OFFICE 🏢 on Residential Properties 🏘️, Commercial Real Estate 🏬, or Development Commercial Real Estate 🏗️, Yachts 🛥️, Aircrafts ✈️, RVs 🚐, or Exotic Cars 🚗 – call us TODAY 📞. No matter the NEED 🎯 or GOAL 🏆 – let’s make CONFIDENT decisions together 👥💼.
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